Reading your credit report can feel like reading a bad book. It can be confusing and frustrating at times, especially if there are any discrepancies on it. There are a few steps that you need to follow to get the information corrected and protect your credit score.
If you have credit cards, get rid of them. Stop using the credit cards. The worse thing you can have is credit after bankruptcy. Instead apply for a secured credit card. Here you will have to deposit money into your credit card account and you can only use the credit card to the tune of the amount deposited. This will prevent you from spending beyond your means, the one thing that most probably is responsible for your bankruptcy. This type of credit card is excellent for building credit, but make sure that the credit card company reports your credit history to the credit bureaus.
A. The hook is a catch phrase whose sole purpose is to get someones attention. It is written in a way to grab the listeners attention, for example I turn the world green grabs your attention better than I am a gardener. Here are some other examples: Midwife – I bring life into this world, Nutritionist- I teach people how to behave in front of food, IRS Agent- I am a government fund-raiser or Pilot – I shrink the globe.
How many years until commercialisation and what’s the probability of commercialisation? Have a read through the company annnual report to work out a timeline and the business plan for the organisation. What’s the potential market once commercialisation has been achieved? What P/E ratios are potential competitors or similar companies trading at? What type of return can you hope for based on those valuations?
If you have decent credit, start with cards with a lesser interest rate and no annual fees. If you have marginal credit, compare cards that offer a reasonable interest rate, a small annual fee, but always read the fine print for penalties, etc. And, if your credit history is really poor, find a Secured Instant Approval Credit Card. These will offer credit up to an amount you put on deposit with them in advance. They will take a fee for the privilege which is why you should first consider your local bank for such a card.
And the average Service Advisor sells about $1530.00 dollars a day in Gross Labor Sales. The numbers are based on the Annual Report of various Automotive Organizations, not the least of which is the NADA.
At the end of the first year, we were ‘up’ by around 80%. Admittedly, this was during the tech-boom bull and any idiot could get 30% pa without trouble or effort, but still we were very impressed. The second year started well too and within 6 months of year two, our small company growth share portfolio (the only portfolio) was up comfortably over 100%. Nice work if you can get it.
It is good practice to follow up with a thank you note. Those with good handwriting – hand write your note. Unless your handwriting is totally unbearable – type the note. Make it short. Ask for the job once again!